Best Cheap Car Insurance Companies in California: Affordable and Budget-Friendly

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By Johnathan William Smith

Are you looking for affordable and reliable car insurance in California? This blog post is ready to help you. We’ll analyze the best cheap car insurance companies in California here, including full coverage, liability insurance, and special options for different driver groups.

Plus, you’ll also find insurance options that remain budget-friendly even in situations like a ticket, accident, or DUI. Know how you can ensure your savings while keeping your vehicle safe. Read on and choose the right option as per your need.

Best Cheap Car Insurance Companies in California

Car Insurance Companies in California

Finding affordable and reliable car insurance in California can be challenging, especially since each person’s needs are different. Whether you need full coverage, liability insurance or a budget-friendly option, this guide will help.

In this section, we will discuss the top cheap car insurance companies in California in detail, so that you can make the right decision as per your budget and needs.

Best Full Coverage Car Insurance in California

Full coverage insurance provides comprehensive protection to your vehicle, including accidents, theft, natural calamities and other damages. Below is a list of the best full coverage car insurance companies in California:

CompanyMonthly Rate
Geico$124
USAA*$129
Mercury$142
Progressive$145
AAA SoCal$159
State Farm$180
Allstate$180
AAA NorCal$186
Farmers$267

Insights:

  • Geico is the most affordable option, offering comprehensive coverage for $124 per month.
  • USAA* is a great option, but it’s only available to military families.
  • If you want the help of local agents, Mercury and State Farm may be better options.

Best Cheap Liability Car Insurance in California

Liability insurance is required by law in California and covers damages you cause to others. Below is a list of affordable liability car insurance companies in California:

CompanyMonthly Rate
Geico$42
USAA*$49
AAA NorCal$50
Progressive$53
AAA SoCal$57
Mercury$57
State Farm$59
Allstate$71
Farmers$85

Insights:

  • Geico is the cheapest option, available at just $42 per month.
  • USAA* is a great option, but it’s only for military families.
  • If you prefer AAA’s services, AAA NorCal and AAA SoCal may be good options.

Affordable Insurance for Specific Driver Groups in California

Young and teen drivers in California may have a difficult time finding affordable and reliable car insurance. Especially when drivers are young or have a driving record marred by tickets or accidents, making the right choice is even more important.

With the help of the details and tables given below, you can choose the most suitable and affordable car insurance for you.

Cheapest Insurance for California Teens: State Farm

Insurance Rates for Young Drivers

Finding affordable insurance for young drivers can be challenging, but it is possible with the right company. You can compare both Liability Only and Full Coverage options from the table given below:

CompanyLiability Only (Monthly Rate)Full Coverage (Monthly Rate)
State Farm$114$311
Geico$130$322
Mercury$148$340
Progressive$160$438
AAA SoCal$162$379
AAA NorCal$163$577
Allstate$191$400
Farmers$196$589
USAA*$119$277

Cheapest for Teens After a Ticket or Accident

Car insurance rates for teens tend to increase after a ticket or accident, but with the right company you can limit these increases. Providers like Geico and State Farm offer solutions to this challenge.

Compare monthly rates after a ticket or accident

CompanyMonthly Rate (Ticket)Monthly Rate (Accident)
Geico$147$179
State Farm$181$190
Mercury$196$186
Progressive$208$232
Allstate$227$303
Farmers$248$248
AAA NorCal$248$305
AAA SoCal$253$236
USAA*$147$158

Main characteristics:

  • Geico: Monthly rates of $147 after ticket and $179 after accident, which are the most affordable.
  • USAA*: Lowest post-accident premium ($158) but this is for military families.
  • State Farm: Along with affordable options, it also offers additional discounts.

Budget-Friendly Auto Insurance After Driving Incidents

The impact of a ticket, accident, or DUI on your driving record not only increases your insurance rates, but also makes choosing the right provider challenging.

However, there are several companies in California that offer affordable and reliable auto insurance options even after driving incidents. In this guide, we’ll discuss companies and plans that provide affordable options in these situations.

Best Cheap CA Auto Insurance After a Speeding Ticket

Your insurance rates may increase after a speeding ticket, but Geico is an affordable and reliable option with an annual rate of $2,326. USAA* ($1,888) is the cheapest, but it is only available to military families.

Mercury is the second affordable option after Geico at $2,420. By comparing these rates, you can choose the right insurance as per your budget.

CompanyAnnual Rate
USAA*$1,888
Geico$2,326
Mercury$2,420
Progressive$2,684
AAA NorCal$2,813
AAA SoCal$3,016
Allstate$3,102
State Farm$3,278
Farmers$4,536

Cheap Auto Insurance in CA After an Accident: Mercury

Mercury offers the most affordable car insurance option with an annual rate of $2,706, even after an accident. USAA* at $2,955 and Progressive at $2,877 are cheaper options after that, but USAA is only available to military families. If you are looking for budget-friendly insurance, Mercury could be a suitable option for you.

CompanyAnnual Rate
Mercury$2,706
USAA*$2,955
Progressive$2,877
AAA SoCal$3,275
Geico$3,780
State Farm$4,229
AAA NorCal$4,519
Farmers$5,670
Allstate$5,837

Cheap California Auto Insurance Quotes After a DUI: Mercury

Insurance rates can add up quickly after a DUI, but Mercury offers the most affordable option with an annual rate of $3,026. Geico ($3,759) and Progressive ($4,195) follow next.

However, USAA* is a good option at a rate of $4,797, but it is only available to military members and their families. You can make big savings on your premium by choosing Mercury.

CompanyAnnual Rate
Mercury$3,026
Geico$3,759
Progressive$4,195
USAA*$4,797
Farmers$5,670
AAA SoCal$6,072
State Farm$7,600
AAA NorCal$8,009
Allstate$8,438

Best California Auto Insurance Companies

Car Insurance Companies in California

When choosing auto insurance in California, it is important to keep in mind customer satisfaction and the financial stability of the companies. The table below compares the best auto insurance companies in California based on JD Power Score (a measure of customer satisfaction) and AM Best Rating (a measure of financial stability):

CompanyJD Power ScoreAM Best Rating
USAA*739A++
AAA NorCal658NR (Not Rated)
AAA SoCal658NR (Not Rated)
State Farm657A++
Geico637A++
Farmers619A
Allstate635A+
Progressive622A+
Mercury596A

Main characteristics:

  • USAA*: The best choice for military families with a JD Power Score (739) and A++ rating.
  • State Farm and Geico: Trusted and financially stable companies with high JD Power scores and A++ ratings.
  • AAA NorCal and AAA SoCal: JD Power scores good, but AM Best rating is not available.
  • Mercury and Farmers: Financial stability with affordable rates (A rating).

Average Auto Insurance Rates in California by City

CityMonthly Rate% from average
Acalanes Ridge$152-6%
Acampo$159-2%
Acton$1715%
Adelanto$19621%
Adin$142-12%
Agoura Hills$19521%
Agua Dulce$1779%
Aguanga$158-2%
Ahwahnee$145-10%
Airport$18112%
Alameda$1620%
Alamo$157-3%
Albany$157-3%
Albion$147-10%
Alderpoint$158-2%
Alhambra$20124%
Aliso Viejo$1620%
Alleghany$152-6%
Allendale$146-10%
Alondra Park$19420%
Alpaugh$1610%
Alpine$156-4%
Alta$154-5%
Alta Sierra$149-8%
Altadena$19923%
Altaville$147-9%
Alturas$138-15%
Alum Rock$1705%
Alviso$159-2%
Amador City$160-1%
Amboy$1779%
American Canyon$1694%
Amesti$1620%
Anaheim$17910%
Anderson$138-15%
Angels$142-12%
Angels Camp$142-12%
Angelus Oaks$1705%
Angwin$160-1%
Annapolis$160-1%
Antelope$18212%
Antioch$1758%
Anza$1705%
Apple Valley$1726%
Applegate$146-10%
Aptos$138-15%
Aptos Hills-Larkin Valley$158-2%
Arbuckle$148-9%
Arcadia$20023%
Arcata$136-16%
Arden-Arcade$1758%
Armona$148-8%
Arnold$144-11%
Aromas$151-7%
Arroyo Grande$139-14%
Artesia$18615%
Artois$145-10%
Arvin$1694%
Ashland$1758%
Atascadero$141-13%
Atherton$1641%
Atwater$159-2%
Atwood$1768%
Auberry$154-5%
Auburn$149-8%
Auburn Lake Trails$155-4%
August$18413%
Avalon$150-8%
Avenal$151-7%
Avery$154-5%
Avila Beach$145-10%
Avila Beach$145-10%
Avocado Heights$18716%
Azusa$18414%
Badger$1620%
Baker$161-1%
Bakersfield$1694%
Baldwin Park$19621%
Ballico$1673%
Bangor$153-6%
Banning$159-2%
Bard$18212%
Barstow$1641%
Bass Lake$152-6%
Bay Point$1758%
Bayside$139-14%
Bayview$1684%
Beale AFB$151-7%
Bear Valley Springs$150-8%
Beaumont$1620%
Beckwourth$153-6%
Belden$153-6%
Bell$20426%
Bell Canyon$22036%
Bell Gardens$20426%
Bella Vista$139-14%
Bellflower$19319%
Belmont$149-8%
Belvedere$1695%
Belvedere Tiburon$1695%
Ben Lomond$146-10%
Benbow$150-7%
Benicia$149-8%
Benton$149-8%
Berkeley$1663%
Bermuda Dunes$1631%
Berry Creek$152-6%
Bertsch-Oceanview$136-16%
Bethel Island$1662%
Beverly Hills$26966%
Bieber$158-2%
Big Bar$142-12%
Big Bear City$161-1%
Big Bear Lake$1630%
Big Bend$151-7%
Big Creek$1673%
Big Oak Flat$160-1%
Big Pine$141-13%
Big River$154-5%
Big Sur$153-6%
Biggs$142-12%
Biola$18011%
Birds Landing$1652%
Bishop$139-14%
Black Point-Green Point$147-9%
Blackhawk$1620%
Blairsden-Graeagle$141-13%
Blocksburg$155-4%
Bloomfield$149-8%
Bloomington$18413%
Blue Jay$1747%
Blue Lake$134-17%
Blythe$151-7%
Bodega$159-2%
Bodega Bay$148-9%
Bodfish$159-2%
Bolinas$1631%
Bonadelle Ranchos-Madera Ranchos$152-6%
Bonita$158-3%
Bonny Doon$141-13%
Bonsall$1641%
Boonville$150-7%
Boron$151-7%
Boronda$154-5%
Borrego Springs$149-8%
Bostonia$1662%
Boulder Creek$161-1%
Boulevard$155-4%
Boyes Hot Springs$151-7%
Bradbury$18112%
Bradley$143-12%
Brandeis$1758%
Branscomb$151-7%
Brawley$152-6%
Brea$1737%
Brentwood$1620%
Bret Harte$1758%
Bridgeport$156-4%
Bridgeville$151-7%
Brisbane$1631%
Broadmoor$1705%
Brookdale$1610%
Brooks$1620%
Brooktrails$151-7%
Browns Valley$150-8%
Brownsville$149-8%
Bryn Mawr$17810%
Buckhorn$151-7%
Buellton$140-14%
Buena Park$18715%
Burbank$21432%
Burlingame$1663%
Burney$143-12%
Burnt Ranch$149-8%
Burrel$1641%
Burson$157-3%
Butte City$143-12%
Butte Creek Canyon$141-13%
Butte Valley$146-10%
Buttonwillow$1683%
Byron$161-1%
Bystrom$17810%
Cabazon$1737%
Calabasas$23142%
Calexico$159-2%
Caliente$161-1%
California City$156-4%
California Hot Springs$1641%
Calimesa$157-3%
Calipatria$1673%
Calistoga$157-3%
Callahan$142-13%
Callender$139-14%
Calpella$146-10%
Calpine$141-13%
Calwa$1705%
Camarillo$1620%
Cambria$135-16%
Cambrian Park$148-8%
Cameron Park$154-5%
Camino$155-4%
Camino Tassajara$1620%
Camp Meeker$158-2%
Camp Nelson$157-3%
Camp Pendleton$22841%
Campbell$155-4%
Campo$1620%
Campo Seco$158-2%
Camptonville$147-9%
Canby$140-13%
Canoga Park$23042%
Cantil$160-1%
Cantua Creek$159-2%
Canyon$1662%
Canyon Country$19118%
Canyon Dam$149-8%
Canyon Lake$1694%
Capay$149-8%
Capistrano Beach$157-3%
Capitola$136-16%
Cardiff By The Sea$153-5%
Carlotta$144-11%
Carlsbad$159-2%
Carmel$140-14%
Carmel Valley Village$145-11%
Carmel-by-the-Sea$141-13%
Carmichael$1779%
Carnelian Bay$147-9%
Carpinteria$151-7%
Carson$18413%
Caruthers$1662%
Casa Conejo$1683%
Casa de Oro-Mount Helix$1620%
Casmalia$153-6%
Caspar$142-12%
Cassel$142-13%
Castaic$17810%
Castella$149-8%
Castle Hill$147-9%
Castro Valley$1652%
Castroville$161-1%
Cathedral City$1705%
Catheys Valley$145-10%
Cayucos$143-12%
Cazadero$155-4%
Cedar Glen$18011%
Cedar Ridge$146-10%
Cedarpines Park$1631%
Cedarville$143-12%
Centerville$160-1%
Ceres$1747%
Cerritos$18313%
Challenge$158-3%
Charter Oak$18011%
Chatsworth$22036%
Cherry Valley$1620%
Cherryland$1758%
Chester$147-10%
Chicago Park$155-4%
Chico$142-13%
Chilcoot$144-11%
China Lake Acres$145-10%
Chinese Camp$150-7%
Chino$17911%
Chino Hills$1769%
Chowchilla$157-3%
Chualar$150-7%
Chula Vista$157-3%
Cima$1726%
Citrus$18212%
Citrus Heights$1705%
City Of Industry$1662%
Claremont$1662%
Clarksburg$1631%
Clay$158-2%
Clayton$155-4%
Clearlake$158-3%
Clearlake Oaks$152-6%
Clearlake Park$152-6%
Clearlake Riviera$149-8%
Clements$159-2%
Cleone$138-15%
Clio$147-9%
Clipper Mills$149-8%
Cloverdale$143-12%
Clovis$156-4%
Clyde$1694%
Coachella$1748%
Coalinga$147-9%
Coarsegold$151-7%
Cobb$1641%
Cohasset$138-15%
Coleville$145-10%
Colfax$150-8%
Collierville$159-2%
Colma$19218%
Coloma$157-3%
Colton$1779%
Columbia$150-8%
Colusa$152-6%
Commerce$19621%
Comptche$148-9%
Compton$21834%
Concord$159-2%
Concow$146-10%
Contra Costa Centre$152-6%
Cool$155-4%
Copperopolis$155-4%
Corcoran$150-8%
Corning$142-12%
Corona$1747%
Corona Del Mar$1715%
Coronado$158-3%
Coronita$1715%
Corralitos$158-2%
Corte Madera$153-6%
Costa Mesa$1694%
Cotati$144-11%
Coto De Caza$1683%
Cottonwood$140-14%
Coulterville$155-4%
Country Club$1715%
Courtland$1737%
Covelo$154-5%
Covina$17910%
Coyote$155-4%
Crescent City$136-16%
Crescent Mills$142-12%
Cressey$157-3%
Crest$1662%
Crestline$1715%
Creston$144-11%
Crockett$1631%
Crowley Lake$153-6%
Crows Landing$157-3%
Cudahy$20426%
Culver City$19621%
Cupertino$147-9%
Cutler$1631%
Cutten$146-10%
Cypress$18011%
Daggett$160-1%
Daly City$18112%
Dana Point$1652%
Danville$157-3%
Daphnedale Park$138-15%
Darwin$1673%
Davenport$151-7%
Davis$145-11%
Davis Creek$146-10%
Day Valley$148-9%
Death Valley$154-5%
Deer Park$159-2%
Del Aire$20325%
Del Mar$1620%
Del Monte Forest$138-15%
Del Rey$1737%
Del Rey Oaks$139-14%
Del Rio$1705%
Delano$161-1%
Delhi$157-3%
Delleker$142-12%
Denair$159-2%
Descanso$148-9%
Desert Center$155-4%
Desert Edge$1652%
Desert Hot Springs$1726%
Desert Palms$155-4%
Desert Shores$1705%
Desert View Highlands$18514%
Diablo$155-4%
Diamond Bar$18715%
Diamond Springs$152-6%
Dillon Beach$1610%
Dinuba$158-2%
Discovery Bay$1662%
Dixon$151-7%
Dixon Lane-Meadow Creek$139-14%
Dobbins$148-9%
Dogtown$159-2%
Dollar Point$148-9%
Dorris$144-11%
Dos Palos$154-5%
Dos Rios$148-9%
Douglas City$148-9%
Douglas Flat$151-7%
Downey$19722%
Downieville$150-8%
Doyle$145-10%
Drytown$158-2%
Duarte$18112%
Dublin$151-7%
Ducor$1652%
Dulzura$1716%
Duncans Mills$1662%
Dunlap$159-2%
Dunnigan$145-10%
Dunsmuir$132-19%
Durham$137-15%
Dustin Acres$161-1%
Dutch Flat$153-5%
Eagleville$150-8%
Earlimart$1652%
Earp$154-5%
East Foothills$1705%
East Hemet$1673%
East Irvine$1715%
East La Mirada$18112%
East Los Angeles$19923%
East Nicolaus$1662%
East Oakdale$159-2%
East Orosi$1620%
East Palo Alto$1662%
East Pasadena$19420%
East Porterville$153-6%
East Quincy$137-15%
East Rancho Dominguez$21533%
East Richmond Heights$1716%
East San Gabriel$19219%
East Sonora$146-10%
Easton$1747%
Eastvale$1769%
Echo Lake$1620%
Edison$17810%
Edwards$152-6%
Edwards AFB$148-8%
El Cajon$1683%
El Centro$160-1%
El Cerrito$1652%
El Dorado$155-4%
El Dorado Hills$153-5%
El Granada$149-8%
El Monte$19822%
El Nido$1630%
El Portal$151-7%
El Rio$1662%
El Segundo$1758%
El Sobrante$17810%
El Toro$1652%
El Verano$151-7%
Eldridge$158-3%
Elizabeth Lake$1768%
Elk$155-4%
Elk Creek$142-12%
Elk Grove$1684%
Elkhorn$161-1%
Elmira$1673%
Elverta$1694%
Emerald Lake Hills$157-3%
Emeryville$19219%
Emigrant Gap$1631%
Empire$1684%
Encinitas$156-4%
Encino$25457%
Escalon$1630%
Escondido$160-1%
Esparto$149-8%
Essex$1673%
Etna$132-19%
Eucalyptus Hills$155-4%
Eureka$147-9%
Exeter$151-7%
Fair Oaks$1684%
Fairbanks Ranch$1716%
Fairfax$157-3%
Fairfield$161-1%
Fairmead$157-3%
Fairview$1758%
Fall River Mills$147-9%
Fallbrook$159-2%
Farmersville$1641%
Farmington$160-1%
Fawnskin$1620%
Fellows$155-5%
Felton$143-12%
Ferndale$137-15%
Fetters Hot Springs-Agua Caliente$151-7%
Fiddletown$150-7%
Fieldbrook$136-16%
Fields Landing$159-2%
Fillmore$160-1%
Finley$153-6%
Firebaugh$152-6%
Fish Camp$145-10%
Five Points$1620%
Florence-Graham$22136%
Florin$19218%
Floriston$151-7%
Flournoy$155-4%
Folsom$153-5%
Fontana$18212%
Foothill Farms$18615%
Foothill Ranch$158-2%
Forbestown$150-8%
Ford City$161-1%
Forest Falls$1705%
Forest Knolls$156-4%
Forest Meadows$145-11%
Forest Ranch$146-10%
Foresthill$153-6%
Forestville$154-5%
Forks Of Salmon$151-7%
Fort Bidwell$148-9%
Fort Bragg$138-15%
Fort Dick$149-8%
Fort Irwin$1641%
Fort Jones$141-13%
Fort Washington$158-3%
Fortuna$138-15%
Foster City$148-9%
Fountain Valley$1747%
Fowler$1673%
Franklin$157-3%
Frazier Park$1641%
Freedom$1620%
Fremont$157-3%
French Camp$1747%
French Gulch$144-11%
French Valley$1662%
Fresno$1673%
Friant$1716%
Fruitdale$158-2%
Fruitridge Pocket$19118%
Fullerton$17810%
Fulton$158-3%
Galt$159-2%
Garden Acres$1705%
Garden Grove$18514%
Garden Valley$155-4%
Gardena$19319%
Garnet$1726%
Gasquet$141-13%
Gazelle$140-14%
Georgetown$153-6%
Gerber$143-12%
Geyserville$150-7%
Gilroy$156-4%
Glen Avon$1737%
Glen Ellen$158-3%
Glencoe$150-7%
Glendale$25155%
Glendora$1705%
Glenhaven$154-5%
Glenn$137-15%
Glennville$1610%
Gold River$1758%
Gold Run$153-6%
Golden Hills$150-8%
Goleta$149-8%
Gonzales$148-9%
Good Hope$17810%
Goodyears Bar$149-8%
Goshen$159-2%
Graeagle$141-13%
Granada Hills$22640%
Grand Terrace$1684%
Grangeville$149-8%
Granite Bay$157-3%
Granite Hills$1673%
Grass Valley$147-9%
Graton$154-5%
Grayson$1684%
Greeley Hill$155-4%
Green Acres$1684%
Green Valley$1673%
Green Valley Lake$1694%
Greenacres$1620%
Greenbrae$1620%
Greenfield$161-1%
Greenhorn$137-15%
Greenview$136-16%
Greenville$145-11%
Greenwood$159-2%
Grenada$136-16%
Gridley$144-11%
Grimes$154-5%
Grizzly Flats$1652%
Groveland$152-6%
Grover Beach$144-11%
Guadalupe$152-6%
Gualala$152-6%
Guasti$1748%
Guatay$157-3%
Guerneville$156-4%
Guinda$152-6%
Gustine$154-5%
Hacienda Heights$18414%
Half Moon Bay$149-8%
Hamilton Branch$143-12%
Hamilton City$139-14%
Hanford$149-8%
Happy Camp$146-10%
Harbison Canyon$1673%
Harbor City$18916%
Harmony$153-5%
Hartley$146-10%
Hat Creek$141-13%
Hathaway Pines$156-4%
Hawaiian Gardens$19017%
Hawthorne$20426%
Hayfork$150-8%
Hayward$1747%
Healdsburg$151-7%
Heber$1620%
Helendale$1620%
Helm$1630%
Hemet$1694%
Herald$158-2%
Hercules$1662%
Herlong$146-10%
Hermosa Beach$1747%
Hesperia$17911%
Hickman$1663%
Hidden Hills$23142%
Hidden Meadows$158-3%
Hidden Valley Lake$1620%
Highgrove$1779%
Highland$18011%
Highlands-Baywood Park$151-7%
Hillsborough$1663%
Hilmar$160-1%
Hilmar-Irwin$160-1%
Hinkley$1620%
Hollister$152-6%
Holt$18011%
Holtville$156-4%
Holy City$1610%
Home Garden$149-8%
Home Gardens$1769%
Homeland$1652%
Homestead Valley$154-5%
Homewood$148-9%
Honeydew$157-3%
Hood$157-3%
Hoopa$18212%
Hopland$146-10%
Hornbrook$136-16%
Hornitos$150-8%
Hughson$1641%
Humboldt Hill$146-10%
Hume$1620%
Huntington Beach$1726%
Huntington Park$20627%
Huron$152-6%
Hyampom$147-9%
Hydesville$144-11%
Idyllwild-Pine Cove$159-2%
Igo$138-15%
Imperial$160-2%
Imperial Beach$1673%
Independence$149-8%
Indian Wells$1620%
Indio$1663%
Industry$19218%
Inglewood$21533%
Interlaken$158-2%
Inverness$153-6%
Inyokern$151-7%
Ione$154-5%
Irvine$1737%
Irwindale$18916%
Isla Vista$150-7%
Isleton$154-5%
Ivanhoe$156-4%
Jackson$148-9%
Jacumba$155-4%
Jamestown$150-7%
Jamul$1641%
Janesville$145-11%
Jenner$160-2%
Johannesburg$154-5%
Jolon$144-11%
Joshua Tree$150-7%
Julian$157-3%
Junction City$141-13%
June Lake$153-5%
Jurupa Valley$1705%
Kaweah$154-5%
Keeler$1641%
Keene$158-2%
Kelly Ridge$147-9%
Kelseyville$149-8%
Kennedy$19017%
Kensington$156-4%
Kentfield$1620%
Kenwood$153-6%
Kerman$1641%
Kernville$146-10%
Keswick$139-14%
Kettleman City$151-7%
Keyes$1737%
King City$135-16%
Kings Beach$1620%
Kings Canyon National Pk$161-1%
Kingsburg$157-3%
Kirkwood$154-5%
Kit Carson$147-9%
Klamath$154-5%
Klamath River$147-9%
Kneeland$146-10%
Knights Landing$154-5%
Knightsen$1620%
Korbel$145-11%
Kyburz$158-2%
La Canada Flintridge$20124%
La Crescenta$21029%
La Grange$1683%
La Habra$17910%
La Habra Heights$17910%
La Honda$1641%
La Jolla$1652%
La Mesa$153-6%
La Mirada$18716%
La Palma$18413%
La Presa$1631%
La Puente$19017%
La Quinta$1663%
La Riviera$18011%
La Selva Beach$158-2%
La Verne$1705%
Ladera$154-5%
Ladera Heights$22941%
Ladera Ranch$1630%
Lafayette$153-6%
Laguna Beach$1748%
Laguna Hills$1620%
Laguna Niguel$1662%
Laguna Woods$1630%
Lagunitas$1641%
Lake Almanor Country Club$143-12%
Lake Arrowhead$1737%
Lake California$140-14%
Lake City$141-13%
Lake Elsinore$1747%
Lake Forest$1610%
Lake Hughes$1768%
Lake Isabella$157-3%
Lake Los Angeles$19419%
Lake Mathews$17810%
Lake Nacimiento$148-9%
Lake San Marcos$155-4%
Lake Wildwood$139-14%
Lake of the Pines$147-9%
Lake of the Woods$1641%
Lakehead$140-13%
Lakeland Village$1769%
Lakeport$142-12%
Lakeshore$1631%
Lakeside$161-1%
Lakeview$1684%
Lakewood$1779%
Lamont$1747%
Lanare$157-3%
Lancaster$18715%
Landers$151-7%
Larkfield-Wikiup$152-6%
Larkspur$158-2%
Las Flores$160-1%
Las Lomas$158-2%
Lathrop$1716%
Laton$155-4%
Lawndale$18917%
Laytonville$155-4%
Le Grand$150-7%
Lebec$1673%
Lee Vining$151-7%
Leggett$152-6%
Lemon Cove$147-9%
Lemon Grove$1620%
Lemon Hill$19923%
Lemoore$150-8%
Lemoore Station$150-8%
Lennox$20224%
Lenwood$1641%
Lewiston$141-13%
Lexington Hills$1641%
Likely$148-9%
Lincoln$152-6%
Lincoln Village$1758%
Linda$154-5%
Linden$1652%
Lindsay$1620%
Linnell Camp$157-3%
Litchfield$140-13%
Little Lake$1620%
Little River$150-8%
Littlerock$19017%
Live Oak$144-11%
Livermore$142-13%
Livingston$158-3%
Llano$1673%
Lockeford$158-3%
Lockwood$139-14%
Lodi$159-2%
Loleta$145-11%
Loma Linda$1662%
Loma Mar$150-8%
Loma Rica$155-4%
Lomita$1747%
Lompico$144-11%
Lompoc$142-12%
London$158-2%
Lone Pine$151-7%
Long Barn$152-6%
Long Beach$18615%
Lookout$141-13%
Loomis$160-1%
Los Alamitos$1652%
Los Alamos$144-11%
Los Altos$149-8%
Los Altos Hills$151-7%
Los Angeles$23142%
Los Banos$157-3%
Los Gatos$161-1%
Los Molinos$140-14%
Los Olivos$143-12%
Los Osos$134-17%
Los Ranchos$140-14%
Lost Hills$158-3%
Lotus$1631%
Lower Lake$159-2%
Loyalton$138-15%
Loyola$145-10%
Lucas Valley-Marinwood$152-6%
Lucerne$145-10%
Lucerne Valley$1662%
Ludlow$1684%
Lynwood$20526%
Lytle Creek$1737%
Macdoel$138-15%
Mad River$147-9%
Madeline$152-6%
Madera$155-4%
Madera Acres$1620%
Madison$149-8%
Magalia$146-10%
Malibu$20728%
Mammoth Lakes$153-6%
Manchester$151-7%
Manhattan Beach$1758%
Manila$136-16%
Manteca$1641%
Manton$146-10%
March ARB$1673%
Maricopa$156-4%
Marin City$1662%
Marina$141-13%
Marina Del Rey$21533%
Mariposa$150-7%
Markleeville$144-11%
Marshall$1620%
Martell$1652%
Martinez$150-7%
Marysville$155-4%
Mather$18212%
Maxwell$146-10%
Mayfair$1726%
Mayflower Village$18816%
Maywood$19621%
McKittrick$155-5%
McArthur$145-10%
McClellan$19219%
McClellan Park$19219%
McCloud$140-14%
McFarland$1695%
McKinleyville$136-16%
McSwain$159-2%
Mead Valley$17810%
Meadow Valley$148-9%
Meadow Vista$145-10%
Meadowbrook$17810%
Mecca$1769%
Meiners Oaks$152-6%
Mendocino$142-13%
Mendota$1652%
Menifee$1684%
Menlo Park$146-10%
Mentone$1662%
Merced$158-3%
Meridian$148-9%
Mi Wuk Village$155-4%
Mi-Wuk Village$155-4%
Middletown$1641%
Midpines$149-8%
Midway City$18715%
Milford$145-10%
Mill Creek$150-8%
Mill Valley$1631%
Millbrae$1663%
Millville$140-13%
Milpitas$152-6%
Mineral$145-11%
Minkler$160-1%
Mira Loma$1737%
Mira Monte$154-5%
Miranda$155-5%
Mission Canyon$153-6%
Mission Hills$18212%
Mission Viejo$1631%
Moccasin$1652%
Modesto$1726%
Mojave$1620%
Mokelumne Hill$153-6%
Mono Hot Springs$157-3%
Mono Vista$146-10%
Monrovia$17810%
Montague$131-19%
Montalvin Manor$19118%
Montara$159-2%
Montclair$1779%
Monte Rio$152-6%
Monte Sereno$157-3%
Montebello$19722%
Montecito$1652%
Monterey$147-9%
Monterey Park$19822%
Montgomery Creek$146-10%
Montrose$21734%
Monument Hills$144-11%
Moorpark$1673%
Morada$1715%
Moraga$157-3%
Moreno Valley$18011%
Morgan Hill$147-9%
Morongo Valley$1631%
Morro Bay$141-13%
Moss Beach$152-6%
Moss Landing$153-6%
Mount Aukum$157-3%
Mount Hamilton$157-3%
Mount Hermon$143-12%
Mount Laguna$160-1%
Mount Shasta$126-22%
Mount Wilson$19923%
Mountain Center$158-3%
Mountain Gate$139-14%
Mountain House$1684%
Mountain Pass$1715%
Mountain Ranch$150-8%
Mountain View$146-10%
Mountain View Acres$18414%
Mt Baldy$1716%
Murphys$145-11%
Murrieta$1663%
Muscoy$18011%
Myers Flat$150-8%
Myrtletown$149-8%
Napa$156-4%
National City$1641%
Navarro$153-5%
Needles$152-6%
Nelson$142-12%
Nevada City$145-11%
New Almaden$1652%
New Cuyama$145-10%
Newark$159-2%
Newberry Springs$152-6%
Newbury Park$1683%
Newcastle$152-6%
Newell$137-15%
Newman$159-2%
Newport Beach$1726%
Newport Coast$18212%
Nicasio$1673%
Nice$152-6%
Nicolaus$1662%
Niland$156-4%
Nipomo$143-12%
Nipton$1620%
Norco$1620%
Norden$1620%
North Auburn$149-8%
North Edwards$148-8%
North El Monte$19520%
North Fair Oaks$156-4%
North Fork$159-2%
North Highlands$18615%
North Hills$23746%
North Hollywood$25557%
North Lakeport$142-12%
North Palm Springs$17910%
North Richmond$19822%
North San Juan$155-4%
North Tustin$1726%
Northridge$23847%
Norwalk$18716%
Novato$150-8%
Nubieber$152-6%
Nuevo$1684%
O Neals$155-4%
OBrien$146-10%
Oak Hills$17810%
Oak Park$18514%
Oak Run$150-7%
Oak View$155-4%
Oakdale$159-2%
Oakhurst$146-10%
Oakland$19118%
Oakley$1684%
Oakville$1716%
Oasis$1705%
Occidental$157-3%
Oceano$143-12%
Oceanside$1610%
Ocotillo$153-6%
Oildale$1630%
Ojai$152-6%
Olancha$158-3%
Old Fig Garden$157-3%
Old Station$153-6%
Olema$161-1%
Olivehurst$152-6%
Olympic Valley$1610%
Ontario$18011%
Onyx$157-3%
Orange$1683%
Orange Cove$1631%
Orangevale$1620%
Orcutt$140-14%
Oregon House$1662%
Orick$147-9%
Orinda$154-5%
Orland$135-17%
Orleans$149-8%
Oro Grande$1630%
Orosi$1620%
Oroville$147-9%
Oroville East$147-9%
Oxnard$1673%
Pacheco$150-7%
Pacific Grove$134-17%
Pacific Palisades$22438%
Pacifica$153-6%
Pacoima$22539%
Paicines$148-9%
Pajaro$158-2%
Pala$18413%
Palermo$148-9%
Palm Desert$159-2%
Palm Springs$1726%
Palmdale$19419%
Palo Alto$154-5%
Palo Cedro$141-13%
Palo Verde$154-5%
Palomar Mountain$1652%
Palos Verdes Estates$1769%
Palos Verdes Peninsula$1769%
Panorama City$24954%
Paradise$139-14%
Paramount$20124%
Parker Dam$153-6%
Parklawn$1758%
Parksdale$1620%
Parkway$19319%
Parkwood$156-4%
Parlier$1641%
Pasadena$19621%
Pasatiempo$141-13%
Paskenta$151-7%
Paso Robles$148-9%
Patterson$1684%
Patterson Tract$159-2%
Patton$1779%
Patton Village$146-10%
Pauma Valley$1716%
Paynes Creek$148-9%
Pearblossom$1737%
Pebble Beach$138-15%
Pedley$1705%
Penn Valley$139-14%
Penngrove$148-9%
Penryn$151-7%
Perris$18011%
Pescadero$148-9%
Petaluma$152-6%
Petrolia$149-8%
Phelan$1716%
Phillipsville$150-7%
Philo$145-10%
Phoenix Lake$146-10%
Pico Rivera$18514%
Piedmont$1684%
Piedra$1631%
Piercy$151-7%
Pilot Hill$1673%
Pine Grove$149-8%
Pine Hills$146-10%
Pine Mountain Club$1620%
Pine Mountain Lake$152-6%
Pine Valley$141-13%
Pinecrest$1652%
Pinole$1726%
Pinon Hills$1662%
Pioneer$151-7%
Pioneertown$151-7%
Piru$1694%
Pismo Beach$145-11%
Pittsburg$1758%
Pixley$155-4%
Placentia$1726%
Placerville$154-5%
Plainview$1630%
Planada$160-1%
Platina$151-7%
Playa Del Rey$19218%
Playa Vista$19420%
Pleasant Grove$1610%
Pleasant Hill$154-5%
Pleasanton$147-9%
Pleasure Point$137-16%
Plumas Lake$152-6%
Plymouth$152-6%
Point Arena$160-1%
Point Mugu NAWC$17810%
Point Reyes Station$155-4%
Pollock Pines$156-4%
Pomona$18715%
Pope Valley$1662%
Poplar-Cotton Center$1630%
Port Costa$159-2%
Port Hueneme$1684%
Porter Ranch$22438%
Porterville$153-6%
Portola$142-12%
Portola Valley$154-5%
Posey$155-5%
Potrero$157-3%
Potter Valley$149-8%
Poway$152-6%
Prather$153-6%
Princeton$141-13%
Proberta$143-12%
Prunedale$155-4%
Quail Valley$1694%
Quartz Hill$18112%
Quincy$137-15%
Rackerby$150-7%
Rail Road Flat$152-6%
Rainbow$159-2%
Raisin City$1630%
Ramona$1630%
Ranchita$156-4%
Rancho Calaveras$161-1%
Rancho Cordova$18011%
Rancho Cucamonga$1779%
Rancho Mirage$1705%
Rancho Murieta$155-4%
Rancho Palos Verdes$18112%
Rancho San Diego$1694%
Rancho Santa Fe$1705%
Rancho Santa Margarita$1641%
Randsburg$1662%
Ravendale$157-3%
Raymond$153-6%
Red Bluff$134-18%
Red Corral$149-8%
Red Mountain$1684%
Redcrest$151-7%
Redding$139-14%
Redlands$1641%
Redondo Beach$1737%
Redway$161-1%
Redwood City$156-4%
Redwood Estates$1620%
Redwood Valley$144-11%
Reedley$160-1%
Reliez Valley$153-6%
Rescue$156-4%
Reseda$24853%
Rialto$18313%
Richgrove$1694%
Richmond$18414%
Richvale$153-6%
Ridgecrest$145-10%
Ridgemark$152-6%
Rimforest$1747%
Rio Dell$143-12%
Rio Linda$19017%
Rio Nido$1652%
Rio Oso$1631%
Rio Vista$148-8%
Rio del Mar$138-15%
Ripley$151-7%
Ripon$151-7%
River Pines$157-3%
Riverbank$1684%
Riverdale$157-3%
Riverdale Park$1758%
Riverside$1747%
Robbins$1610%
Rocklin$154-5%
Rodeo$1705%
Rohnert Park$154-5%
Rolling Hills$1769%
Rolling Hills Estates$1769%
Rollingwood$19118%
Rosamond$1652%
Rose Hills$18313%
Rosedale$161-1%
Roseland$1716%
Rosemead$19621%
Rosemont$18011%
Roseville$158-2%
Ross$1758%
Rossmoor$1652%
Rough And Ready$134-17%
Round Mountain$154-5%
Round Valley$139-14%
Rouse$17810%
Rowland Heights$19219%
Rubidoux$1705%
Rumsey$159-2%
Running Springs$1758%
Ruth$147-9%
Rutherford$1705%
Ryde$160-1%
Sacramento$18212%
Salida$1610%
Salinas$157-3%
Salton City$1641%
Salyer$154-5%
Samoa$154-5%
San Andreas$157-3%
San Anselmo$155-4%
San Antonio Heights$1747%
San Ardo$133-18%
San Bernardino$18514%
San Bruno$1652%
San Buenaventura (Ventura)$154-5%
San Carlos$153-5%
San Clemente$160-1%
San Diego$1641%
San Diego Country Estates$1630%
San Dimas$1726%
San Fernando$20426%
San Francisco$18917%
San Gabriel$20124%
San Geronimo$161-1%
San Gregorio$157-3%
San Jacinto$1769%
San Joaquin$159-2%
San Jose$1620%
San Juan Bautista$146-10%
San Juan Capistrano$1631%
San Leandro$1768%
San Lorenzo$1705%
San Lucas$144-11%
San Luis Obispo$150-7%
San Luis Rey$1673%
San Marcos$156-4%
San Marino$19520%
San Martin$149-8%
San Mateo$155-4%
San Miguel$151-7%
San Pablo$19118%
San Pasqual$19420%
San Pedro$18313%
San Quentin$1630%
San Rafael$156-4%
San Ramon$154-5%
San Simeon$142-12%
San Ysidro$160-1%
Sanger$160-1%
Santa Ana$18011%
Santa Barbara$157-3%
Santa Clara$155-4%
Santa Clarita$18313%
Santa Cruz$144-11%
Santa Fe Springs$18011%
Santa Margarita$150-8%
Santa Maria$147-9%
Santa Monica$21432%
Santa Nella$154-5%
Santa Paula$156-4%
Santa Rita Park$160-1%
Santa Rosa$161-1%
Santa Rosa Valley$161-1%
Santa Venetia$152-6%
Santa Ynez$147-9%
Santa Ysabel$1641%
Santee$148-9%
Saranap$147-9%
Saratoga$157-3%
Saticoy$153-6%
Sausalito$1662%
Scotia$141-13%
Scott Bar$145-10%
Scotts Valley$139-14%
Sea Ranch$142-12%
Seacliff$138-15%
Seal Beach$1610%
Searles Valley$154-5%
Seaside$146-10%
Sebastopol$151-7%
Seeley$1620%
Seiad Valley$142-12%
Selma$1673%
Sequoia National Park$160-1%
Shackelford$17810%
Shafter$1652%
Shandon$158-2%
Shasta$139-14%
Shasta Lake$140-14%
Shaver Lake$149-8%
Shell Ridge$145-11%
Sheridan$159-2%
Sherman Oaks$24350%
Shingle Springs$152-6%
Shingletown$134-17%
Shoshone$155-4%
Sierra City$140-14%
Sierra Madre$1715%
Sierraville$143-12%
Signal Hill$18514%
Silver Lakes$1620%
Silverado$1641%
Simi Valley$1758%
Sky Valley$1652%
Skyforest$1684%
Sleepy Hollow$155-4%
Sloughhouse$155-4%
Smartsville$155-5%
Smith River$136-16%
Snelling$159-2%
Soda Springs$153-5%
Solana Beach$159-2%
Soledad$146-10%
Solvang$143-12%
Somerset$159-2%
Somes Bar$156-4%
Somis$1663%
Sonoma$151-7%
Sonora$146-10%
Soquel$139-14%
Soulsbyville$149-8%
South Dos Palos$154-5%
South El Monte$19822%
South Gate$20124%
South Lake Tahoe$153-6%
South Monrovia Island$17911%
South Oroville$147-9%
South Pasadena$19420%
South San Francisco$1684%
South San Gabriel$19621%
South San Jose Hills$18716%
South Taft$161-1%
South Whittier$18112%
Spreckels$146-10%
Spring Valley$160-1%
Spring Valley Lake$18212%
Springville$150-7%
Squaw Valley$156-4%
Squirrel Mountain Valley$157-3%
St. Helena$157-3%
Stallion Springs$150-8%
Standard$1620%
Standish$145-10%
Stanford$149-8%
Stanton$19017%
Stevenson Ranch$18816%
Stevinson$157-3%
Stewarts Point$1620%
Stinson Beach$1652%
Stirling City$160-1%
Stockton$1768%
Stonyford$145-10%
Storrie$1631%
Stratford$151-7%
Strathmore$1630%
Strawberry$1663%
Strawberry Valley$157-3%
Studio City$23746%
Sugarloaf$1630%
Suisun City$1641%
Sultana$160-1%
Summerland$160-1%
Sun City$1652%
Sun Valley$24048%
Sun Village$19017%
Sunland$21734%
Sunnyside$1630%
Sunnyside-Tahoe City$148-9%
Sunnyslope$1705%
Sunnyvale$151-7%
Sunol$158-2%
Sunset Beach$1779%
Surfside$1737%
Susanville$139-14%
Sutter$157-3%
Sutter Creek$147-9%
Sylmar$21432%
Taft$161-1%
Taft Heights$161-1%
Taft Mosswood$19017%
Tahoe City$148-9%
Tahoe Vista$160-1%
Tahoma$150-7%
Talmage$146-10%
Tamalpais-Homestead Valley$1631%
Tara Hills$19118%
Tarpey Village$1630%
Tarzana$26463%
Taylorsville$146-10%
Tecate$156-4%
Tecopa$152-6%
Tehachapi$150-8%
Tehama$142-12%
Temecula$1652%
Temelec$151-7%
Temescal Valley$1716%
Temple City$19520%
Templeton$146-10%
Termo$152-6%
Terra Bella$159-2%
The Sea Ranch$142-12%
Thermal$1705%
Thermalito$146-10%
Thornton$160-2%
Thousand Oaks$1748%
Thousand Palms$159-2%
Three Rivers$154-5%
Tiburon$1695%
Tipton$155-4%
Tollhouse$156-3%
Toluca Lake$23243%
Tomales$149-8%
Topanga$22036%
Topaz$147-10%
Toro Canyon$151-7%
Torrance$1768%
Trabuco Canyon$1683%
Tracy$1620%
Tranquillity$1663%
Traver$161-1%
Travis AFB$154-5%
Tres Pinos$149-8%
Trinidad$134-17%
Trinity Center$147-9%
Trona$154-5%
Truckee$147-9%
Tujunga$24350%
Tulare$159-2%
Tulelake$137-15%
Tuolumne City$150-8%
Tupman$1652%
Turlock$1673%
Tustin$1726%
Twain$152-6%
Twain Harte$146-10%
Twentynine Palms$19218%
Twin Bridges$1630%
Twin Lakes$137-16%
Twin Peaks$1673%
Ukiah$146-10%
Union City$1684%
Universal City$23746%
University of California Davis$144-11%
Upland$1758%
Upper Lake$152-6%
Vacaville$150-7%
Val Verde$17810%
Valencia$18112%
Valinda$18716%
Valle Vista$1673%
Vallecito$146-10%
Vallejo$1747%
Valley Center$1662%
Valley Ford$156-4%
Valley Springs$161-1%
Valley Village$25557%
Valyermo$1715%
Van Nuys$25960%
Vandenberg AFB$143-12%
Vandenberg Village$142-12%
Venice$21130%
Ventura$155-5%
Verdugo City$20929%
Vernalis$158-3%
Vernon$23142%
Victor$1673%
Victorville$18514%
Vidal$158-3%
View Park-Windsor Hills$23243%
Villa Grande$153-6%
Villa Park$1748%
Vina$147-9%
Vincent$18212%
Vine Hill$150-7%
Vineburg$158-3%
Vineyard$18816%
Vinton$143-12%
Visalia$157-3%
Vista$161-1%
Vista Santa Rosa$1705%
Volcano$146-10%
Walker$145-10%
Wallace$152-6%
Walnut$18715%
Walnut Creek$148-9%
Walnut Grove$157-3%
Walnut Park$20627%
Warm Springs$1737%
Warner Springs$159-2%
Wasco$1652%
Washington$158-3%
Waterford$1684%
Waterloo$1705%
Watsonville$160-1%
Waukena$1630%
Wawona$149-8%
Weaverville$132-19%
Weed$128-21%
Weedpatch$1726%
Weimar$152-6%
Weldon$152-6%
Wendel$150-8%
Weott$149-8%
West Athens$23847%
West Bishop$139-14%
West Carson$18212%
West Covina$18414%
West Goshen$159-2%
West Hills$22036%
West Hollywood$26060%
West Menlo Park$146-10%
West Modesto$1779%
West Park$1747%
West Point$149-8%
West Puente Valley$19017%
West Rancho Dominguez$19621%
West Sacramento$1758%
West Whittier-Los Nietos$18917%
Westhaven-Moonstone$134-17%
Westlake Village$18112%
Westley$1716%
Westminster$18514%
Westmont$23847%
Westmorland$156-4%
Westport$153-5%
Westwood$143-12%
Wheatland$154-5%
Whiskeytown$1620%
Whitethorn$154-5%
Whitewater$1684%
Whitmore$142-12%
Whittier$18313%
Wildomar$1673%
Williams$153-6%
Willits$151-7%
Willow Creek$145-11%
Willowbrook$22438%
Willows$138-15%
Wilmington$18212%
Wilseyville$1641%
Wilton$1673%
Winchester$1662%
Windsor$148-9%
Winnetka$23444%
Winter Gardens$161-1%
Winterhaven$161-1%
Winters$151-7%
Winton$160-2%
Wishon$153-5%
Witter Springs$143-12%
Wofford Heights$156-4%
Woodacre$157-3%
Woodbridge$159-2%
Woodcrest$1737%
Woodlake$1620%
Woodland$150-8%
Woodland Hills$23243%
Woodside$157-3%
Woodville$159-2%
Woody$158-2%
Wrightwood$1662%
Yermo$154-5%
Yettem$1631%
Yolo$153-6%
Yorba Linda$1694%
Yorkville$151-7%
Yosemite Lakes$151-7%
Yosemite National Park$149-8%
Yountville$151-7%
Yreka$128-21%
Yuba City$159-2%
Yucaipa$160-2%
Yucca Valley$154-5%
Zamora$152-6%
Zayante$143-12%
Zenia$146-10%

Minimum Car Insurance Requirements in California

To drive in California, it’s important to make sure your car insurance meets the state’s minimum standards. The state government has set some basic coverage requirements to protect drivers and road users. This guide will give you detailed information about the minimum car insurance requirements in California.

Minimum Insurance Requirements in California

In California, drivers are required to purchase a liability insurance policy, which covers the following:

Coverage TypeMinimum Coverage Limit
Bodily Injury Liability (per person)$30,000
Bodily Injury Liability (per accident)$60,000
Property Damage Liability$15,000
  1. Bodily Injury Liability
  • This coverage covers the medical costs of individuals who are injured by your fault.
  • Minimum requirement: $30,000 per person and $60,000 per accident.
  1. Property Damage Liability
  • This coverage covers the cost of property damage caused by your fault, such as another vehicle or personal property.
  • Minimum requirement: $15,000.

Conclusion

Finding affordable and budget-friendly car insurance in California can be challenging, but it is possible with the right information and options.

Companies like State Farm, Geico, and Mercury not only offer affordable rates but also provide coverage that best suits individual driver groups and circumstances. Whether you need full coverage, a liability plan, or are looking for affordable rates after an accident and DUI, this guide is ready to help you.

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